Call reports 2014
BANK OF UTAH — 2014
What BANK OF UTAH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 823,599,000 | 849,931,000 | 873,034,000 | 857,469,000 |
| Total loans | 563,453,000 | 588,916,000 | 608,858,000 | 640,927,000 |
| Allowance for loan losses | 7,700,000 | 7,824,000 | 7,872,000 | 7,281,000 |
| Securities available for sale | 96,445,000 | 96,159,000 | 94,920,000 | 104,219,000 |
| Securities held to maturity | 26,105,000 | 25,329,000 | 22,884,000 | 24,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,622,000 | 692,295,000 | 705,589,000 | 688,360,000 |
| Interest-bearing deposits | 638,691,000 | 640,863,000 | 660,581,000 | 648,431,000 |
| Noninterest-bearing deposits | 33,931,000 | 51,432,000 | 45,008,000 | 39,929,000 |
| Equity capital | 113,721,000 | 116,032,000 | 118,444,000 | 119,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,437,000 | 15,161,000 | 23,209,000 | 31,555,000 |
| Interest expense | 415,000 | 850,000 | 1,296,000 | 1,739,000 |
| Net interest income | 7,022,000 | 14,311,000 | 21,913,000 | 29,816,000 |
| Noninterest income | 3,456,000 | 7,732,000 | 12,318,000 | 16,787,000 |
| Noninterest expense | 6,935,000 | 14,230,000 | 21,579,000 | 29,349,000 |
| Provision for loan losses | -700,000 | -700,000 | -700,000 | -500,000 |
| Pretax income | 4,243,000 | 8,513,000 | 13,352,000 | 17,754,000 |
| Income tax | 1,121,000 | 2,548,000 | 3,864,000 | 5,168,000 |
| Net income | 3,122,000 | 5,965,000 | 9,488,000 | 12,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,993,000 | 109,987,000 | 112,630,000 | 113,622,000 |
| Total capital | 115,834,000 | 118,211,000 | 120,902,000 | 121,503,000 |
| Risk-weighted assets | 627,041,000 | 659,721,000 | 667,971,000 | 713,082,000 |