Call reports 2013
BANK OF UTAH — 2013
What BANK OF UTAH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 795,078,000 | 774,178,000 | 806,857,000 | 834,970,000 |
| Total loans | 508,726,000 | 548,006,000 | 546,929,000 | 559,529,000 |
| Allowance for loan losses | 8,689,000 | 8,723,000 | 8,815,000 | 8,361,000 |
| Securities available for sale | 92,798,000 | 93,555,000 | 93,012,000 | 96,921,000 |
| Securities held to maturity | 33,892,000 | 30,252,000 | 28,152,000 | 26,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,405,000 | 623,646,000 | 656,217,000 | 682,328,000 |
| Interest-bearing deposits | 592,351,000 | 590,382,000 | 616,503,000 | 612,288,000 |
| Noninterest-bearing deposits | 52,054,000 | 33,264,000 | 39,714,000 | 70,040,000 |
| Equity capital | 105,981,000 | 107,304,000 | 109,411,000 | 110,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,043,000 | 14,252,000 | 21,715,000 | 29,375,000 |
| Interest expense | 440,000 | 855,000 | 1,267,000 | 1,688,000 |
| Net interest income | 6,603,000 | 13,397,000 | 20,448,000 | 27,687,000 |
| Noninterest income | 4,181,000 | 9,769,000 | 14,168,000 | 18,098,000 |
| Noninterest expense | 7,066,000 | 14,244,000 | 21,497,000 | 28,880,000 |
| Provision for loan losses | -1,300,000 | -1,300,000 | -1,300,000 | -1,800,000 |
| Pretax income | 5,018,000 | 10,246,000 | 14,443,000 | 18,729,000 |
| Income tax | 2,041,000 | 3,738,000 | 5,066,000 | 6,392,000 |
| Net income | 2,977,000 | 6,508,000 | 9,377,000 | 12,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,495,000 | 102,007,000 | 103,694,000 | 104,844,000 |
| Total capital | 106,594,000 | 109,509,000 | 111,167,000 | 112,699,000 |
| Risk-weighted assets | 565,884,000 | 598,535,000 | 596,099,000 | 627,503,000 |