Call reports 2012
BANK OF UTAH — 2012
What BANK OF UTAH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 765,701,000 | 742,974,000 | 764,188,000 | 758,749,000 |
| Total loans | 449,474,000 | 487,236,000 | 501,543,000 | 505,438,000 |
| Allowance for loan losses | 10,743,000 | 10,763,000 | 10,837,000 | 9,876,000 |
| Securities available for sale | 100,666,000 | 101,644,000 | 103,551,000 | 87,275,000 |
| Securities held to maturity | 33,038,000 | 33,370,000 | 33,429,000 | 33,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 623,454,000 | 601,917,000 | 616,677,000 | 611,705,000 |
| Interest-bearing deposits | 595,148,000 | 572,043,000 | 584,302,000 | 581,435,000 |
| Noninterest-bearing deposits | 28,306,000 | 29,874,000 | 32,375,000 | 30,270,000 |
| Equity capital | 96,409,000 | 99,778,000 | 102,724,000 | 103,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,134,000 | 14,235,000 | 21,816,000 | 29,121,000 |
| Interest expense | 553,000 | 1,060,000 | 1,560,000 | 2,018,000 |
| Net interest income | 6,581,000 | 13,175,000 | 20,256,000 | 27,103,000 |
| Noninterest income | 2,959,000 | 6,977,000 | 13,077,000 | 18,175,000 |
| Noninterest expense | 6,823,000 | 12,832,000 | 20,611,000 | 28,661,000 |
| Provision for loan losses | 0 | 470,000 | 470,000 | 700,000 |
| Pretax income | 2,717,000 | 6,850,000 | 12,252,000 | 16,643,000 |
| Income tax | 801,000 | 1,771,000 | 3,296,000 | 4,674,000 |
| Net income | 1,916,000 | 5,079,000 | 8,956,000 | 11,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,482,000 | 92,644,000 | 95,242,000 | 96,518,000 |
| Total capital | 95,883,000 | 99,312,000 | 102,057,000 | 103,486,000 |
| Risk-weighted assets | 507,368,000 | 528,948,000 | 540,753,000 | 554,133,000 |