Call reports 2011
BANK OF UTAH — 2011
What BANK OF UTAH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 743,146,000 | 716,833,000 | 759,169,000 | 745,832,000 |
| Total loans | 431,212,000 | 429,584,000 | 434,391,000 | 428,496,000 |
| Allowance for loan losses | 11,106,000 | 11,024,000 | 11,853,000 | 10,827,000 |
| Securities available for sale | 114,942,000 | 108,265,000 | 112,436,000 | 103,815,000 |
| Securities held to maturity | 32,341,000 | 31,256,000 | 31,443,000 | 29,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,161,000 | 578,388,000 | 620,177,000 | 601,054,000 |
| Interest-bearing deposits | 578,714,000 | 550,936,000 | 588,448,000 | 568,824,000 |
| Noninterest-bearing deposits | 28,447,000 | 27,452,000 | 31,729,000 | 32,230,000 |
| Equity capital | 82,530,000 | 87,505,000 | 92,890,000 | 94,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,750,000 | 15,147,000 | 22,517,000 | 29,988,000 |
| Interest expense | 948,000 | 1,774,000 | 2,544,000 | 3,143,000 |
| Net interest income | 6,802,000 | 13,373,000 | 19,973,000 | 26,845,000 |
| Noninterest income | 2,521,000 | 5,097,000 | 7,597,000 | 11,181,000 |
| Noninterest expense | 6,576,000 | 13,069,000 | 19,398,000 | 26,799,000 |
| Provision for loan losses | 950,000 | 2,000,000 | 3,050,000 | 4,000,000 |
| Pretax income | 1,797,000 | 3,401,000 | 5,122,000 | 7,227,000 |
| Income tax | 0 | -3,353,000 | -2,936,000 | -2,594,000 |
| Net income | 1,797,000 | 6,754,000 | 8,058,000 | 9,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,652,000 | 80,520,000 | 85,654,000 | 87,565,000 |
| Total capital | 81,722,000 | 86,700,000 | 91,844,000 | 93,807,000 |
| Risk-weighted assets | 480,342,000 | 489,226,000 | 489,273,000 | 494,338,000 |