Call reports 2010
BANK OF UTAH — 2010
What BANK OF UTAH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 751,821,000 | 750,513,000 | 755,430,000 | 746,890,000 |
| Total loans | 480,987,000 | 469,991,000 | 471,642,000 | 445,062,000 |
| Allowance for loan losses | 10,407,000 | 10,619,000 | 10,963,000 | 11,010,000 |
| Securities available for sale | 81,643,000 | 92,328,000 | 105,423,000 | 107,172,000 |
| Securities held to maturity | 34,569,000 | 33,622,000 | 33,337,000 | 32,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,970,000 | 605,119,000 | 612,399,000 | 597,195,000 |
| Interest-bearing deposits | 567,165,000 | 563,414,000 | 575,456,000 | 558,874,000 |
| Noninterest-bearing deposits | 37,805,000 | 41,705,000 | 36,943,000 | 38,321,000 |
| Equity capital | 76,085,000 | 79,781,000 | 81,584,000 | 80,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,219,000 | 16,717,000 | 25,041,000 | 33,472,000 |
| Interest expense | 1,339,000 | 2,484,000 | 3,569,000 | 4,594,000 |
| Net interest income | 6,880,000 | 14,233,000 | 21,472,000 | 28,878,000 |
| Noninterest income | 2,152,000 | 4,878,000 | 7,989,000 | 11,915,000 |
| Noninterest expense | 6,384,000 | 12,529,000 | 19,431,000 | 26,947,000 |
| Provision for loan losses | 1,500,000 | 2,300,000 | 3,800,000 | 5,200,000 |
| Pretax income | 1,148,000 | 4,282,000 | 6,230,000 | 8,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,148,000 | 4,282,000 | 6,230,000 | 8,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,066,000 | 72,200,000 | 74,147,000 | 73,855,000 |
| Total capital | 75,675,000 | 78,684,000 | 80,517,000 | 80,106,000 |
| Risk-weighted assets | 524,476,000 | 514,291,000 | 504,730,000 | 495,073,000 |