Call reports 2005
BANK OF UTAH — 2005
What BANK OF UTAH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 559,894,000 | 585,953,000 | 595,856,000 | 599,636,000 |
| Total loans | 355,866,000 | 365,875,000 | 388,000,000 | 393,492,000 |
| Allowance for loan losses | 5,102,000 | 5,524,000 | 4,362,000 | 3,709,000 |
| Securities available for sale | 123,300,000 | 115,814,000 | 111,403,000 | 110,401,000 |
| Securities held to maturity | 35,772,000 | 35,093,000 | 36,811,000 | 33,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,138,000 | 474,554,000 | 482,459,000 | 479,804,000 |
| Interest-bearing deposits | 397,015,000 | 440,873,000 | 446,130,000 | 431,404,000 |
| Noninterest-bearing deposits | 45,123,000 | 33,681,000 | 36,329,000 | 48,400,000 |
| Equity capital | 49,900,000 | 51,982,000 | 53,113,000 | 53,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,488,000 | 15,420,000 | 24,067,000 | 33,464,000 |
| Interest expense | 1,405,000 | 3,044,000 | 5,047,000 | 7,418,000 |
| Net interest income | 6,083,000 | 12,376,000 | 19,020,000 | 26,046,000 |
| Noninterest income | 1,430,000 | 3,038,000 | 4,752,000 | 6,291,000 |
| Noninterest expense | 4,884,000 | 9,758,000 | 14,985,000 | 20,318,000 |
| Provision for loan losses | 0 | 0 | -800,000 | -1,200,000 |
| Pretax income | 2,629,000 | 5,656,000 | 9,587,000 | 13,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,629,000 | 5,656,000 | 9,587,000 | 13,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,970,000 | 47,534,000 | 48,906,000 | 49,431,000 |
| Total capital | 50,975,000 | 52,732,000 | 53,668,000 | 54,040,000 |
| Risk-weighted assets | 400,303,000 | 415,477,000 | 438,868,000 | 447,127,000 |
Machine access — free, no API key
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