Call reports 2026
HARDIN COUNTY SAVINGS BANK — 2026
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 403,464,000 | 402,273,000 |
| Total loans | 250,074,000 | 249,745,000 |
| Allowance for loan losses | 1,804,000 | 1,863,000 |
| Securities available for sale | 76,733,000 | 78,290,000 |
| Securities held to maturity | 48,116,000 | 48,198,000 |
| Trading assets | 0 | 0 |
| Total deposits | 337,227,000 | 324,446,000 |
| Interest-bearing deposits | 293,237,000 | 282,758,000 |
| Noninterest-bearing deposits | 43,990,000 | 41,688,000 |
| Equity capital | 21,257,000 | 24,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,186,000 | 10,512,000 |
| Interest expense | 2,514,000 | 5,029,000 |
| Net interest income | 2,672,000 | 5,483,000 |
| Noninterest income | 218,000 | 432,000 |
| Noninterest expense | 1,626,000 | 3,209,000 |
| Provision for loan losses | 90,000 | 265,000 |
| Pretax income | 1,196,000 | 2,455,000 |
| Income tax | 45,000 | 93,000 |
| Net income | 1,151,000 | 2,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,185,000 | 38,900,000 |
| Total capital | 40,071,000 | 40,855,000 |
| Risk-weighted assets | 287,138,000 | 290,640,000 |