Call reports 2024
HARDIN COUNTY SAVINGS BANK — 2024
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 348,692,000 | 340,089,000 | 349,147,000 | 350,581,000 |
| Total loans | 188,177,000 | 187,461,000 | 193,446,000 | 204,474,000 |
| Allowance for loan losses | 1,833,000 | 1,285,000 | 1,198,000 | 1,259,000 |
| Securities available for sale | 78,333,000 | 77,337,000 | 78,643,000 | 75,576,000 |
| Securities held to maturity | 47,277,000 | 47,387,000 | 47,501,000 | 47,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,066,000 | 280,143,000 | 291,286,000 | 290,688,000 |
| Interest-bearing deposits | 250,880,000 | 236,769,000 | 250,770,000 | 247,853,000 |
| Noninterest-bearing deposits | 40,186,000 | 43,374,000 | 40,516,000 | 42,835,000 |
| Equity capital | 19,361,000 | 19,359,000 | 19,887,000 | 19,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,479,000 | 12,724,000 | 17,232,000 |
| Interest expense | 2,090,000 | 4,308,000 | 6,549,000 | 8,798,000 |
| Net interest income | 2,099,000 | 4,171,000 | 6,175,000 | 8,434,000 |
| Noninterest income | 218,000 | 409,000 | 593,000 | 786,000 |
| Noninterest expense | 1,307,000 | 2,605,000 | 3,928,000 | 5,316,000 |
| Provision for loan losses | -174,000 | -82,000 | -30,000 | 79,000 |
| Pretax income | 1,230,000 | 2,103,000 | 2,872,000 | 3,815,000 |
| Income tax | 54,000 | 93,000 | 126,000 | 149,000 |
| Net income | 1,176,000 | 2,010,000 | 2,746,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,418,000 | 33,787,000 | 34,006,000 | 34,553,000 |
| Total capital | 35,251,000 | 35,072,000 | 35,248,000 | 35,868,000 |
| Risk-weighted assets | 246,226,000 | 241,252,000 | 242,657,000 | 258,242,000 |