Call reports 2022
HARDIN COUNTY SAVINGS BANK — 2022
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 316,856,000 | 313,492,000 | 320,805,000 | 345,511,000 |
| Total loans | 151,516,000 | 162,439,000 | 173,076,000 | 179,776,000 |
| Allowance for loan losses | 2,015,000 | 2,005,000 | 1,842,000 | 2,124,000 |
| Securities available for sale | 113,929,000 | 109,604,000 | 105,850,000 | 123,970,000 |
| Securities held to maturity | 21,143,000 | 21,084,000 | 21,025,000 | 20,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,548,000 | 266,365,000 | 268,620,000 | 296,964,000 |
| Interest-bearing deposits | 225,744,000 | 221,427,000 | 222,909,000 | 248,332,000 |
| Noninterest-bearing deposits | 44,804,000 | 44,938,000 | 45,711,000 | 48,632,000 |
| Equity capital | 24,749,000 | 16,742,000 | 11,160,000 | 15,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,100,000 | 8,023,000 | 11,467,000 |
| Interest expense | 442,000 | 988,000 | 1,660,000 | 2,975,000 |
| Net interest income | 2,081,000 | 4,112,000 | 6,363,000 | 8,492,000 |
| Noninterest income | 208,000 | 380,000 | 570,000 | 773,000 |
| Noninterest expense | 1,090,000 | 2,223,000 | 3,372,000 | 4,534,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 479,000 |
| Pretax income | 1,213,000 | 2,283,000 | 3,341,000 | 4,082,000 |
| Income tax | 59,000 | 113,000 | 168,000 | 155,000 |
| Net income | 1,154,000 | 2,170,000 | 3,173,000 | 3,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,557,000 | 29,147,000 | 29,567,000 | 29,979,000 |
| Total capital | 30,572,000 | 31,152,000 | 31,409,000 | 32,103,000 |
| Risk-weighted assets | 190,493,000 | 218,028,000 | 231,722,000 | 246,270,000 |