Call reports 2021
HARDIN COUNTY SAVINGS BANK — 2021
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 277,434,000 | 268,973,000 | 274,424,000 | 280,668,000 |
| Total loans | 147,764,000 | 146,091,000 | 147,305,000 | 160,861,000 |
| Allowance for loan losses | 2,079,000 | 2,115,000 | 2,108,000 | 2,130,000 |
| Securities available for sale | 75,466,000 | 82,875,000 | 87,339,000 | 87,194,000 |
| Securities held to maturity | 21,375,000 | 21,317,000 | 21,259,000 | 21,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,043,000 | 214,971,000 | 225,113,000 | 221,982,000 |
| Interest-bearing deposits | 184,861,000 | 172,584,000 | 183,765,000 | 175,088,000 |
| Noninterest-bearing deposits | 43,182,000 | 42,387,000 | 41,348,000 | 46,894,000 |
| Equity capital | 24,059,000 | 24,988,000 | 25,563,000 | 26,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,423,000 | 6,786,000 | 8,974,000 |
| Interest expense | 551,000 | 1,056,000 | 1,496,000 | 1,887,000 |
| Net interest income | 1,564,000 | 3,367,000 | 5,290,000 | 7,087,000 |
| Noninterest income | 209,000 | 469,000 | 637,000 | 811,000 |
| Noninterest expense | 1,004,000 | 2,059,000 | 3,122,000 | 4,222,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 840,000 | 1,818,000 | 2,836,000 | 3,707,000 |
| Income tax | 39,000 | 84,000 | 135,000 | 180,000 |
| Net income | 801,000 | 1,734,000 | 2,701,000 | 3,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,504,000 | 21,952,000 | 22,452,000 | 22,821,000 |
| Total capital | 23,583,000 | 24,067,000 | 24,560,000 | 24,951,000 |
| Risk-weighted assets | 172,378,000 | 171,139,000 | 171,427,000 | 186,404,000 |