Call reports 2019
HARDIN COUNTY SAVINGS BANK — 2019
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 211,731,000 | 213,830,000 | 221,442,000 | 229,120,000 |
| Total loans | 128,801,000 | 128,817,000 | 128,648,000 | 139,894,000 |
| Allowance for loan losses | 1,802,000 | 1,898,000 | 1,862,000 | 1,905,000 |
| Securities available for sale | 69,496,000 | 71,204,000 | 77,755,000 | 76,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,736,000 | 174,455,000 | 183,932,000 | 183,727,000 |
| Interest-bearing deposits | 146,329,000 | 141,715,000 | 148,996,000 | 145,085,000 |
| Noninterest-bearing deposits | 32,407,000 | 32,740,000 | 34,936,000 | 38,642,000 |
| Equity capital | 17,616,000 | 19,286,000 | 19,372,000 | 19,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,127,000 | 6,226,000 | 8,367,000 |
| Interest expense | 577,000 | 1,199,000 | 1,852,000 | 2,507,000 |
| Net interest income | 1,454,000 | 2,928,000 | 4,374,000 | 5,860,000 |
| Noninterest income | 141,000 | 274,000 | 408,000 | 540,000 |
| Noninterest expense | 908,000 | 1,902,000 | 2,868,000 | 3,837,000 |
| Provision for loan losses | 25,000 | 35,000 | 37,000 | 87,000 |
| Pretax income | 662,000 | 1,255,000 | 1,981,000 | 2,839,000 |
| Income tax | 28,000 | 55,000 | 89,000 | 149,000 |
| Net income | 634,000 | 1,200,000 | 1,892,000 | 2,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,389,000 | 19,428,000 | 19,661,000 | 20,059,000 |
| Total capital | 21,191,000 | 21,282,000 | 21,523,000 | 21,964,000 |
| Risk-weighted assets | 149,211,000 | 148,299,000 | 154,291,000 | 166,280,000 |