Call reports 2018
HARDIN COUNTY SAVINGS BANK — 2018
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,557,000 | 202,050,000 | 210,642,000 | 213,748,000 |
| Total loans | 113,459,000 | 118,706,000 | 123,707,000 | 131,165,000 |
| Allowance for loan losses | 1,685,000 | 1,701,000 | 1,728,000 | 1,765,000 |
| Securities available for sale | 68,994,000 | 70,528,000 | 68,573,000 | 69,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,353,000 | 167,484,000 | 175,647,000 | 178,857,000 |
| Interest-bearing deposits | 148,846,000 | 136,249,000 | 145,845,000 | 144,767,000 |
| Noninterest-bearing deposits | 29,507,000 | 31,235,000 | 29,802,000 | 34,090,000 |
| Equity capital | 15,874,000 | 16,340,000 | 16,144,000 | 17,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,619,000 | 5,577,000 | 7,644,000 |
| Interest expense | 413,000 | 845,000 | 1,323,000 | 1,873,000 |
| Net interest income | 1,349,000 | 2,774,000 | 4,254,000 | 5,771,000 |
| Noninterest income | 210,000 | 360,000 | 491,000 | 631,000 |
| Noninterest expense | 1,061,000 | 1,986,000 | 2,918,000 | 3,848,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 80,000 |
| Pretax income | 561,000 | 1,161,000 | 1,820,000 | 2,517,000 |
| Income tax | 25,000 | 50,000 | 78,000 | 107,000 |
| Net income | 536,000 | 1,111,000 | 1,742,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,409,000 | 18,625,000 | 18,866,000 | 19,121,000 |
| Total capital | 20,094,000 | 20,326,000 | 20,594,000 | 20,886,000 |
| Risk-weighted assets | 141,352,000 | 144,109,000 | 146,626,000 | 155,842,000 |