Call reports 2017
HARDIN COUNTY SAVINGS BANK — 2017
What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,196,000 | 201,973,000 | 204,719,000 | 206,897,000 |
| Total loans | 102,457,000 | 106,784,000 | 111,045,000 | 115,689,000 |
| Allowance for loan losses | 1,636,000 | 1,646,000 | 1,665,000 | 1,670,000 |
| Securities available for sale | 80,779,000 | 83,042,000 | 78,603,000 | 77,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,568,000 | 166,512,000 | 167,940,000 | 170,419,000 |
| Interest-bearing deposits | 138,767,000 | 133,718,000 | 138,183,000 | 132,061,000 |
| Noninterest-bearing deposits | 32,801,000 | 32,794,000 | 29,757,000 | 38,358,000 |
| Equity capital | 14,186,000 | 15,713,000 | 16,076,000 | 15,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,252,000 | 4,971,000 | 6,723,000 |
| Interest expense | 351,000 | 727,000 | 1,126,000 | 1,530,000 |
| Net interest income | 1,219,000 | 2,525,000 | 3,845,000 | 5,193,000 |
| Noninterest income | 146,000 | 267,000 | 391,000 | 513,000 |
| Noninterest expense | 914,000 | 1,896,000 | 2,800,000 | 3,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 980,000 | 1,551,000 | 2,096,000 |
| Income tax | 21,000 | 42,000 | 67,000 | 85,000 |
| Net income | 430,000 | 938,000 | 1,484,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,583,000 | 17,823,000 | 18,049,000 | 18,202,000 |
| Total capital | 19,218,000 | 19,469,000 | 19,714,000 | 19,872,000 |
| Risk-weighted assets | 130,861,000 | 133,089,000 | 136,740,000 | 145,579,000 |