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Call reports 2010

HARDIN COUNTY SAVINGS BANK — 2010

What HARDIN COUNTY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/181ac5df-d58f-4dce-9265-584836848f7e/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets143,030,000135,890,000139,236,000142,247,000
Total loans75,211,00069,515,00071,904,00075,375,000
Allowance for loan losses2,069,0001,712,0001,889,0001,561,000
Securities available for sale42,355,00049,933,00045,751,00055,342,000
Securities held to maturity0000
Trading assets0000
Total deposits125,564,000117,771,000120,447,000121,718,000
Interest-bearing deposits103,400,00095,881,000100,593,00096,907,000
Noninterest-bearing deposits22,164,00021,890,00019,854,00024,811,000
Equity capital11,860,00012,509,00013,153,00012,602,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income1,629,0003,283,0004,892,0006,452,000
Interest expense471,000930,0001,374,0001,808,000
Net interest income1,158,0002,353,0003,518,0004,644,000
Noninterest income135,000272,000229,000227,000
Noninterest expense908,0001,847,0002,715,0003,700,000
Provision for loan losses30,000100,000100,00035,000
Pretax income355,000718,0001,175,0001,405,000
Income tax12,00026,00041,00041,000
Net income343,000692,0001,134,0001,364,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital11,211,00011,561,00012,003,00012,192,000
Total capital12,509,00012,779,00013,245,00013,539,000
Risk-weighted assets102,578,00096,411,00098,239,000106,809,000

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