Call reports 2021
WEST SUBURBAN BANK — 2021
What WEST SUBURBAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 2,943,607,000 | 2,971,626,000 | 2,901,235,000 |
| Total loans | 1,505,640,000 | 1,537,042,000 | 1,549,649,000 |
| Allowance for loan losses | 18,619,000 | 19,026,000 | 19,108,000 |
| Securities available for sale | 449,368,000 | 394,477,000 | 353,798,000 |
| Securities held to maturity | 788,139,000 | 822,576,000 | 771,410,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,664,794,000 | 2,629,099,000 | 2,636,081,000 |
| Interest-bearing deposits | 2,258,197,000 | 2,242,712,000 | 2,247,209,000 |
| Noninterest-bearing deposits | 406,597,000 | 386,387,000 | 388,872,000 |
| Equity capital | 239,107,000 | 243,428,000 | 243,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 17,275,000 | 35,768,000 | 55,008,000 |
| Interest expense | 1,144,000 | 2,258,000 | 3,326,000 |
| Net interest income | 16,131,000 | 33,510,000 | 51,682,000 |
| Noninterest income | 12,161,000 | 14,829,000 | 17,590,000 |
| Noninterest expense | 14,488,000 | 27,949,000 | 43,320,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 |
| Pretax income | 13,804,000 | 20,140,000 | 25,702,000 |
| Income tax | 3,791,000 | 5,414,000 | 6,821,000 |
| Net income | 10,013,000 | 14,726,000 | 18,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 235,120,000 | 239,833,000 | 240,388,000 |
| Total capital | 253,739,000 | 258,859,000 | 259,496,000 |
| Risk-weighted assets | 1,754,973,000 | 1,870,941,000 | 1,915,347,000 |