Call reports 2020
WEST SUBURBAN BANK — 2020
What WEST SUBURBAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,336,263,000 | 2,625,423,000 | 2,646,028,000 | 2,752,735,000 |
| Total loans | 1,235,564,000 | 1,429,196,000 | 1,451,188,000 | 1,487,330,000 |
| Allowance for loan losses | 14,739,000 | 18,371,000 | 19,543,000 | 18,618,000 |
| Securities available for sale | 552,103,000 | 532,204,000 | 582,514,000 | 513,562,000 |
| Securities held to maturity | 369,241,000 | 358,240,000 | 418,243,000 | 560,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,098,056,000 | 2,363,369,000 | 2,398,563,000 | 2,487,351,000 |
| Interest-bearing deposits | 1,881,461,000 | 2,006,021,000 | 2,041,948,000 | 2,128,075,000 |
| Noninterest-bearing deposits | 216,595,000 | 357,348,000 | 356,615,000 | 359,276,000 |
| Equity capital | 224,730,000 | 226,865,000 | 230,305,000 | 232,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,223,000 | 36,284,000 | 52,429,000 | 68,422,000 |
| Interest expense | 2,722,000 | 4,445,000 | 6,040,000 | 7,308,000 |
| Net interest income | 16,501,000 | 31,839,000 | 46,389,000 | 61,114,000 |
| Noninterest income | 2,284,000 | 7,608,000 | 12,694,000 | 15,523,000 |
| Noninterest expense | 15,771,000 | 29,857,000 | 44,527,000 | 58,092,000 |
| Provision for loan losses | 873,000 | 4,573,000 | 6,003,000 | 6,003,000 |
| Pretax income | 2,141,000 | 6,082,000 | 9,618,000 | 14,149,000 |
| Income tax | 372,000 | 1,324,000 | 1,980,000 | 3,141,000 |
| Net income | 1,769,000 | 4,758,000 | 7,638,000 | 11,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,367,000 | 221,356,000 | 224,236,000 | 227,607,000 |
| Total capital | 233,106,000 | 239,727,000 | 243,779,000 | 246,225,000 |
| Risk-weighted assets | 1,562,576,000 | 1,574,243,000 | 1,600,781,000 | 1,654,108,000 |