Call reports 2019
WEST SUBURBAN BANK — 2019
What WEST SUBURBAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,303,966,000 | 2,286,287,000 | 2,263,428,000 | 2,304,484,000 |
| Total loans | 1,190,178,000 | 1,218,399,000 | 1,213,509,000 | 1,231,013,000 |
| Allowance for loan losses | 15,469,000 | 15,400,000 | 15,495,000 | 14,260,000 |
| Securities available for sale | 447,005,000 | 467,884,000 | 487,973,000 | 495,948,000 |
| Securities held to maturity | 382,530,000 | 393,255,000 | 387,626,000 | 385,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,071,653,000 | 2,046,220,000 | 2,031,133,000 | 2,072,734,000 |
| Interest-bearing deposits | 1,856,072,000 | 1,832,905,000 | 1,799,628,000 | 1,854,206,000 |
| Noninterest-bearing deposits | 215,581,000 | 213,315,000 | 231,505,000 | 218,528,000 |
| Equity capital | 216,009,000 | 218,594,000 | 218,788,000 | 218,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,921,000 | 42,774,000 | 62,866,000 | 82,455,000 |
| Interest expense | 3,358,000 | 6,925,000 | 10,344,000 | 13,532,000 |
| Net interest income | 18,563,000 | 35,849,000 | 52,522,000 | 68,923,000 |
| Noninterest income | 2,425,000 | 4,912,000 | 6,572,000 | 9,601,000 |
| Noninterest expense | 14,578,000 | 28,953,000 | 43,130,000 | 57,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,410,000 | 11,808,000 | 15,964,000 | 20,663,000 |
| Income tax | 1,570,000 | 2,873,000 | 3,820,000 | 4,910,000 |
| Net income | 4,840,000 | 8,935,000 | 12,144,000 | 15,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,185,000 | 219,280,000 | 218,489,000 | 218,098,000 |
| Total capital | 234,654,000 | 234,680,000 | 233,984,000 | 232,358,000 |
| Risk-weighted assets | 1,484,238,000 | 1,523,726,000 | 1,514,498,000 | 1,546,768,000 |