Call reports 2018
WEST SUBURBAN BANK — 2018
What WEST SUBURBAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,270,235,000 | 2,254,917,000 | 2,231,983,000 | 2,251,005,000 |
| Total loans | 1,181,660,000 | 1,198,954,000 | 1,230,174,000 | 1,214,881,000 |
| Allowance for loan losses | 16,489,000 | 16,203,000 | 15,124,000 | 15,335,000 |
| Securities available for sale | 438,038,000 | 457,277,000 | 437,566,000 | 420,130,000 |
| Securities held to maturity | 445,414,000 | 417,020,000 | 401,883,000 | 390,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,052,732,000 | 2,035,917,000 | 2,012,480,000 | 2,026,023,000 |
| Interest-bearing deposits | 1,829,979,000 | 1,792,543,000 | 1,773,026,000 | 1,801,069,000 |
| Noninterest-bearing deposits | 222,753,000 | 243,374,000 | 239,454,000 | 224,954,000 |
| Equity capital | 206,952,000 | 207,678,000 | 208,055,000 | 211,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,191,000 | 37,465,000 | 57,154,000 | 77,655,000 |
| Interest expense | 1,331,000 | 2,819,000 | 4,753,000 | 7,714,000 |
| Net interest income | 16,860,000 | 34,646,000 | 52,401,000 | 69,941,000 |
| Noninterest income | 2,582,000 | 4,808,000 | 6,985,000 | 8,647,000 |
| Noninterest expense | 13,116,000 | 26,393,000 | 39,960,000 | 54,247,000 |
| Provision for loan losses | 940,000 | 940,000 | 940,000 | 940,000 |
| Pretax income | 5,362,000 | 12,114,000 | 18,479,000 | 23,394,000 |
| Income tax | 1,277,000 | 2,288,000 | 3,849,000 | 4,999,000 |
| Net income | 4,085,000 | 9,826,000 | 14,630,000 | 18,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,336,000 | 215,276,000 | 217,081,000 | 217,345,000 |
| Total capital | 228,825,000 | 231,479,000 | 232,205,000 | 232,680,000 |
| Risk-weighted assets | 1,484,055,000 | 1,503,737,000 | 1,538,440,000 | 1,507,678,000 |