Call reports 2017
WEST SUBURBAN BANK — 2017
What WEST SUBURBAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,287,882,000 | 2,294,201,000 | 2,273,777,000 | 2,268,380,000 |
| Total loans | 1,085,636,000 | 1,109,797,000 | 1,089,169,000 | 1,127,001,000 |
| Allowance for loan losses | 16,675,000 | 16,549,000 | 16,465,000 | 15,508,000 |
| Securities available for sale | 541,405,000 | 543,221,000 | 529,043,000 | 510,986,000 |
| Securities held to maturity | 469,004,000 | 484,775,000 | 473,004,000 | 475,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,069,618,000 | 2,074,284,000 | 2,039,833,000 | 2,023,179,000 |
| Interest-bearing deposits | 1,850,892,000 | 1,841,572,000 | 1,792,474,000 | 1,783,072,000 |
| Noninterest-bearing deposits | 218,726,000 | 232,712,000 | 247,359,000 | 240,107,000 |
| Equity capital | 205,682,000 | 208,742,000 | 212,818,000 | 209,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,477,000 | 35,063,000 | 53,006,000 | 72,205,000 |
| Interest expense | 1,339,000 | 2,708,000 | 4,094,000 | 5,444,000 |
| Net interest income | 16,138,000 | 32,355,000 | 48,912,000 | 66,761,000 |
| Noninterest income | 2,227,000 | 4,216,000 | 7,922,000 | 10,431,000 |
| Noninterest expense | 12,675,000 | 24,799,000 | 37,158,000 | 49,980,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 5,690,000 | 11,772,000 | 19,676,000 | 27,712,000 |
| Income tax | 1,953,000 | 4,012,000 | 6,412,000 | 12,154,000 |
| Net income | 3,737,000 | 7,760,000 | 13,264,000 | 15,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,380,000 | 208,603,000 | 212,307,000 | 211,250,000 |
| Total capital | 223,055,000 | 225,152,000 | 228,772,000 | 226,758,000 |
| Risk-weighted assets | 1,423,033,000 | 1,444,725,000 | 1,409,766,000 | 1,442,283,000 |