Call reports 2016
WEST SUBURBAN BANK — 2016
What WEST SUBURBAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,210,043,000 | 2,207,323,000 | 2,213,391,000 | 2,243,410,000 |
| Total loans | 1,066,960,000 | 1,034,823,000 | 1,048,853,000 | 1,077,000,000 |
| Allowance for loan losses | 17,661,000 | 17,461,000 | 17,004,000 | 16,726,000 |
| Securities available for sale | 649,251,000 | 619,386,000 | 604,836,000 | 548,277,000 |
| Securities held to maturity | 317,147,000 | 375,324,000 | 411,443,000 | 442,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,995,228,000 | 1,985,288,000 | 1,992,675,000 | 2,029,094,000 |
| Interest-bearing deposits | 1,783,871,000 | 1,763,848,000 | 1,762,900,000 | 1,800,945,000 |
| Noninterest-bearing deposits | 211,357,000 | 221,440,000 | 229,775,000 | 228,149,000 |
| Equity capital | 202,692,000 | 207,745,000 | 208,899,000 | 203,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,181,000 | 32,041,000 | 48,154,000 | 63,992,000 |
| Interest expense | 1,329,000 | 2,665,000 | 4,016,000 | 5,368,000 |
| Net interest income | 14,852,000 | 29,376,000 | 44,138,000 | 58,624,000 |
| Noninterest income | 2,435,000 | 4,689,000 | 7,314,000 | 9,978,000 |
| Noninterest expense | 12,588,000 | 24,786,000 | 36,604,000 | 49,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,491,000 | 10,079,000 | 15,803,000 | 20,182,000 |
| Income tax | 1,861,000 | 3,375,000 | 5,349,000 | 6,771,000 |
| Net income | 3,630,000 | 6,704,000 | 10,454,000 | 13,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,487,000 | 200,876,000 | 202,994,000 | 204,438,000 |
| Total capital | 216,851,000 | 217,917,000 | 219,998,000 | 221,164,000 |
| Risk-weighted assets | 1,388,740,000 | 1,362,772,000 | 1,431,091,000 | 1,466,825,000 |