Call reports 2011
WEST SUBURBAN BANK — 2011
What WEST SUBURBAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,964,514,000 | 1,931,964,000 | 1,895,430,000 | 1,927,699,000 |
| Total loans | 1,017,446,000 | 980,575,000 | 983,170,000 | 984,145,000 |
| Allowance for loan losses | 30,212,000 | 27,006,000 | 27,866,000 | 27,584,000 |
| Securities available for sale | 474,652,000 | 430,041,000 | 344,832,000 | 454,125,000 |
| Securities held to maturity | 248,952,000 | 288,884,000 | 277,636,000 | 259,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,778,378,000 | 1,742,155,000 | 1,719,645,000 | 1,744,737,000 |
| Interest-bearing deposits | 1,636,376,000 | 1,598,132,000 | 1,569,908,000 | 1,589,724,000 |
| Noninterest-bearing deposits | 142,002,000 | 144,023,000 | 149,737,000 | 155,013,000 |
| Equity capital | 153,841,000 | 161,831,000 | 162,214,000 | 162,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 17,612,000 | 34,887,000 | 51,557,000 | 68,179,000 |
| Interest expense | 3,239,000 | 6,246,000 | 9,130,000 | 11,847,000 |
| Net interest income | 14,373,000 | 28,641,000 | 42,427,000 | 56,332,000 |
| Noninterest income | 3,580,000 | 6,767,000 | 9,983,000 | 12,687,000 |
| Noninterest expense | 11,949,000 | 25,286,000 | 39,957,000 | 54,894,000 |
| Provision for loan losses | 3,000,000 | 4,818,000 | 9,568,000 | 11,928,000 |
| Pretax income | 4,103,000 | 10,045,000 | 10,664,000 | 10,179,000 |
| Income tax | 1,264,000 | 3,402,000 | 3,748,000 | 2,132,000 |
| Net income | 2,839,000 | 6,643,000 | 6,916,000 | 8,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,106,000 | 153,703,000 | 157,941,000 | 154,771,000 |
| Total capital | 162,407,000 | 169,758,000 | 173,818,000 | 170,781,000 |
| Risk-weighted assets | 1,290,183,000 | 1,273,472,000 | 1,258,159,000 | 1,269,255,000 |