Call reports 2009
WEST SUBURBAN BANK — 2009
What WEST SUBURBAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,837,848,000 | 1,864,630,000 | 1,869,831,000 | 1,932,783,000 |
| Total loans | 1,233,374,000 | 1,233,083,000 | 1,220,667,000 | 1,193,601,000 |
| Allowance for loan losses | 16,235,000 | 21,240,000 | 25,146,000 | 25,922,000 |
| Securities available for sale | 208,124,000 | 197,627,000 | 204,486,000 | 205,609,000 |
| Securities held to maturity | 226,341,000 | 214,939,000 | 237,016,000 | 261,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,670,625,000 | 1,697,900,000 | 1,702,509,000 | 1,763,831,000 |
| Interest-bearing deposits | 1,477,074,000 | 1,536,325,000 | 1,572,414,000 | 1,636,055,000 |
| Noninterest-bearing deposits | 193,551,000 | 161,575,000 | 130,095,000 | 127,776,000 |
| Equity capital | 144,776,000 | 143,540,000 | 145,202,000 | 145,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 21,405,000 | 42,301,000 | 62,531,000 | 82,436,000 |
| Interest expense | 6,551,000 | 12,865,000 | 18,965,000 | 25,065,000 |
| Net interest income | 14,854,000 | 29,436,000 | 43,566,000 | 57,371,000 |
| Noninterest income | 7,514,000 | 15,529,000 | 23,739,000 | 36,486,000 |
| Noninterest expense | 15,744,000 | 33,490,000 | 50,424,000 | 66,948,000 |
| Provision for loan losses | 1,300,000 | 8,950,000 | 14,550,000 | 24,925,000 |
| Pretax income | 5,324,000 | 1,743,000 | -5,880,000 | -6,227,000 |
| Income tax | 1,433,000 | 228,000 | -4,657,000 | -5,411,000 |
| Net income | 3,891,000 | 1,515,000 | -1,223,000 | -816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,627,000 | 144,251,000 | 141,513,000 | 141,920,000 |
| Total capital | 162,862,000 | 162,734,000 | 159,503,000 | 159,818,000 |
| Risk-weighted assets | 1,490,436,000 | 1,483,602,000 | 1,432,063,000 | 1,423,847,000 |
Machine access — free, no API key
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