Call reports 2008
WEST SUBURBAN BANK — 2008
What WEST SUBURBAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,882,336,000 | 1,879,334,000 | 1,852,562,000 | 1,861,556,000 |
| Total loans | 1,249,472,000 | 1,251,684,000 | 1,247,164,000 | 1,249,179,000 |
| Allowance for loan losses | 10,050,000 | 11,883,000 | 14,284,000 | 15,578,000 |
| Securities available for sale | 301,812,000 | 254,561,000 | 237,537,000 | 225,814,000 |
| Securities held to maturity | 198,472,000 | 245,728,000 | 238,625,000 | 235,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,678,197,000 | 1,648,679,000 | 1,608,444,000 | 1,641,442,000 |
| Interest-bearing deposits | 1,542,229,000 | 1,509,797,000 | 1,470,518,000 | 1,473,518,000 |
| Noninterest-bearing deposits | 135,968,000 | 138,882,000 | 137,926,000 | 167,924,000 |
| Equity capital | 142,895,000 | 140,597,000 | 142,293,000 | 144,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 24,926,000 | 48,850,000 | 72,711,000 | 95,322,000 |
| Interest expense | 10,206,000 | 18,599,000 | 26,608,000 | 34,214,000 |
| Net interest income | 14,720,000 | 30,251,000 | 46,103,000 | 61,108,000 |
| Noninterest income | 8,096,000 | 15,277,000 | 22,880,000 | 30,007,000 |
| Noninterest expense | 15,071,000 | 30,120,000 | 45,011,000 | 60,217,000 |
| Provision for loan losses | 850,000 | 3,050,000 | 7,110,000 | 10,360,000 |
| Pretax income | 8,013,000 | 13,532,000 | 18,036,000 | 21,722,000 |
| Income tax | 2,246,000 | 3,546,000 | 3,676,000 | 4,988,000 |
| Net income | 5,767,000 | 9,986,000 | 14,360,000 | 16,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,688,000 | 142,412,000 | 143,623,000 | 145,997,000 |
| Total capital | 151,738,000 | 154,295,000 | 157,907,000 | 161,575,000 |
| Risk-weighted assets | 1,478,560,000 | 1,474,741,000 | 1,456,275,000 | 1,464,206,000 |
Machine access — free, no API key
Every figure shown here about WEST SUBURBAN BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.