Call reports 2005
WEST SUBURBAN BANK — 2005
What WEST SUBURBAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,753,746,000 | 1,772,876,000 | 1,783,209,000 | 1,818,897,000 |
| Total loans | 1,041,687,000 | 1,059,649,000 | 1,106,960,000 | 1,102,626,000 |
| Allowance for loan losses | 10,465,000 | 11,023,000 | 11,697,000 | 10,681,000 |
| Securities available for sale | 500,102,000 | 507,999,000 | 478,502,000 | 462,923,000 |
| Securities held to maturity | 66,618,000 | 65,826,000 | 68,082,000 | 60,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,597,432,000 | 1,615,734,000 | 1,608,023,000 | 1,659,567,000 |
| Interest-bearing deposits | 1,458,892,000 | 1,467,740,000 | 1,452,603,000 | 1,492,861,000 |
| Noninterest-bearing deposits | 138,540,000 | 147,994,000 | 155,420,000 | 166,706,000 |
| Equity capital | 127,579,000 | 129,281,000 | 128,169,000 | 126,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,531,000 | 42,494,000 | 65,707,000 | 89,772,000 |
| Interest expense | 6,539,000 | 13,667,000 | 21,570,000 | 30,523,000 |
| Net interest income | 13,992,000 | 28,827,000 | 44,137,000 | 59,249,000 |
| Noninterest income | 5,709,000 | 11,167,000 | 16,383,000 | 22,731,000 |
| Noninterest expense | 11,303,000 | 22,474,000 | 33,638,000 | 45,195,000 |
| Provision for loan losses | 0 | 625,000 | 1,375,000 | 1,375,000 |
| Pretax income | 8,398,000 | 16,915,000 | 25,539,000 | 35,454,000 |
| Income tax | 2,586,000 | 4,844,000 | 7,467,000 | 10,310,000 |
| Net income | 5,812,000 | 12,071,000 | 18,072,000 | 25,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,607,000 | 133,445,000 | 133,322,000 | 134,458,000 |
| Total capital | 145,072,000 | 144,468,000 | 145,019,000 | 145,139,000 |
| Risk-weighted assets | 1,329,389,000 | 1,348,462,000 | 1,394,139,000 | 1,404,807,000 |
Machine access — free, no API key
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