Call reports 2014
CONNECTICUT RIVER BANK, N.A. — 2014
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 282,028,000 | 279,748,000 |
| Total loans | 180,030,000 | 177,324,000 |
| Allowance for loan losses | 1,654,000 | 1,615,000 |
| Securities available for sale | 28,842,000 | 27,127,000 |
| Securities held to maturity | 41,000 | 38,000 |
| Trading assets | 0 | 0 |
| Total deposits | 257,278,000 | 254,832,000 |
| Interest-bearing deposits | 188,025,000 | 184,895,000 |
| Noninterest-bearing deposits | 69,253,000 | 69,937,000 |
| Equity capital | 21,266,000 | 21,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,221,000 | 4,431,000 |
| Interest expense | 271,000 | 532,000 |
| Net interest income | 1,950,000 | 3,899,000 |
| Noninterest income | 596,000 | 1,239,000 |
| Noninterest expense | 2,290,000 | 4,494,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 106,000 | 344,000 |
| Income tax | -13,000 | 78,000 |
| Net income | 119,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 21,174,000 | 21,218,000 |
| Total capital | 22,828,000 | 22,833,000 |
| Risk-weighted assets | 183,736,000 | 184,266,000 |