Call reports 2013
CONNECTICUT RIVER BANK, N.A. — 2013
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 280,771,000 | 281,725,000 | 285,347,000 | 279,805,000 |
| Total loans | 177,901,000 | 183,816,000 | 184,255,000 | 183,055,000 |
| Allowance for loan losses | 2,483,000 | 2,061,000 | 1,604,000 | 1,599,000 |
| Securities available for sale | 34,088,000 | 34,620,000 | 32,678,000 | 30,812,000 |
| Securities held to maturity | 49,000 | 47,000 | 45,000 | 43,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,266,000 | 255,070,000 | 260,092,000 | 255,079,000 |
| Interest-bearing deposits | 190,413,000 | 190,508,000 | 192,016,000 | 190,019,000 |
| Noninterest-bearing deposits | 64,853,000 | 64,562,000 | 68,076,000 | 65,060,000 |
| Equity capital | 21,825,000 | 21,665,000 | 21,684,000 | 21,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,664,000 | 7,016,000 | 9,285,000 |
| Interest expense | 331,000 | 636,000 | 934,000 | 1,217,000 |
| Net interest income | 1,975,000 | 4,028,000 | 6,082,000 | 8,068,000 |
| Noninterest income | 670,000 | 1,371,000 | 1,950,000 | 2,635,000 |
| Noninterest expense | 2,300,000 | 4,584,000 | 6,822,000 | 9,504,000 |
| Provision for loan losses | 160,000 | 322,000 | 476,000 | 774,000 |
| Pretax income | 185,000 | 493,000 | 734,000 | 425,000 |
| Income tax | 36,000 | 112,000 | 158,000 | 158,000 |
| Net income | 149,000 | 381,000 | 576,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,443,000 | 21,541,000 | 21,636,000 | 21,158,000 |
| Total capital | 23,631,000 | 23,602,000 | 23,240,000 | 22,757,000 |
| Risk-weighted assets | 174,727,000 | 189,565,000 | 188,744,000 | 187,997,000 |