Call reports 2012
CONNECTICUT RIVER BANK, N.A. — 2012
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,188,000 | 271,133,000 | 277,459,000 | 283,905,000 |
| Total loans | 170,721,000 | 171,869,000 | 176,476,000 | 177,040,000 |
| Allowance for loan losses | 2,497,000 | 2,563,000 | 2,410,000 | 2,324,000 |
| Securities available for sale | 33,753,000 | 32,296,000 | 33,720,000 | 31,938,000 |
| Securities held to maturity | 159,000 | 126,000 | 120,000 | 51,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,981,000 | 244,722,000 | 251,530,000 | 258,204,000 |
| Interest-bearing deposits | 190,406,000 | 183,452,000 | 187,052,000 | 193,954,000 |
| Noninterest-bearing deposits | 58,575,000 | 61,270,000 | 64,478,000 | 64,250,000 |
| Equity capital | 21,373,000 | 21,625,000 | 21,850,000 | 21,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,977,000 | 7,426,000 | 9,778,000 |
| Interest expense | 414,000 | 793,000 | 1,163,000 | 1,523,000 |
| Net interest income | 2,069,000 | 4,184,000 | 6,263,000 | 8,255,000 |
| Noninterest income | 668,000 | 1,384,000 | 2,134,000 | 2,974,000 |
| Noninterest expense | 2,338,000 | 4,610,000 | 6,812,000 | 9,040,000 |
| Provision for loan losses | 164,000 | 331,000 | 494,000 | 749,000 |
| Pretax income | 235,000 | 627,000 | 1,091,000 | 1,440,000 |
| Income tax | 57,000 | 172,000 | 317,000 | 417,000 |
| Net income | 178,000 | 455,000 | 774,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,021,000 | 21,165,000 | 21,352,000 | 21,467,000 |
| Total capital | 23,118,000 | 23,268,000 | 23,528,000 | 23,634,000 |
| Risk-weighted assets | 167,390,000 | 167,757,000 | 173,834,000 | 173,231,000 |