Call reports 2011
CONNECTICUT RIVER BANK, N.A. — 2011
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 263,055,000 | 260,393,000 | 267,200,000 | 267,468,000 |
| Total loans | 173,897,000 | 176,755,000 | 173,499,000 | 171,390,000 |
| Allowance for loan losses | 2,362,000 | 2,442,000 | 2,420,000 | 2,491,000 |
| Securities available for sale | 22,249,000 | 26,942,000 | 30,186,000 | 31,278,000 |
| Securities held to maturity | 326,000 | 257,000 | 226,000 | 206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,990,000 | 233,641,000 | 241,929,000 | 242,351,000 |
| Interest-bearing deposits | 179,997,000 | 178,868,000 | 178,895,000 | 181,656,000 |
| Noninterest-bearing deposits | 57,993,000 | 54,773,000 | 63,034,000 | 60,695,000 |
| Equity capital | 20,860,000 | 21,140,000 | 21,277,000 | 21,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,353,000 | 8,049,000 | 10,643,000 |
| Interest expense | 476,000 | 935,000 | 1,390,000 | 1,818,000 |
| Net interest income | 2,189,000 | 4,418,000 | 6,659,000 | 8,825,000 |
| Noninterest income | 625,000 | 1,259,000 | 1,774,000 | 2,435,000 |
| Noninterest expense | 2,358,000 | 4,676,000 | 7,090,000 | 9,334,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 604,000 |
| Pretax income | 306,000 | 701,000 | 893,000 | 1,322,000 |
| Income tax | 86,000 | 205,000 | 244,000 | 373,000 |
| Net income | 220,000 | 496,000 | 649,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,677,000 | 20,824,000 | 20,853,000 | 21,015,000 |
| Total capital | 22,773,000 | 22,976,000 | 22,959,000 | 23,133,000 |
| Risk-weighted assets | 167,426,000 | 171,851,000 | 168,201,000 | 169,031,000 |