Call reports 2010
CONNECTICUT RIVER BANK, N.A. — 2010
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 241,352,000 | 257,813,000 | 258,343,000 | 262,621,000 |
| Total loans | 173,389,000 | 177,420,000 | 178,210,000 | 173,413,000 |
| Allowance for loan losses | 2,554,000 | 2,673,000 | 2,343,000 | 2,216,000 |
| Securities available for sale | 10,686,000 | 11,181,000 | 14,380,000 | 18,449,000 |
| Securities held to maturity | 828,000 | 675,000 | 498,000 | 399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,661,000 | 232,911,000 | 232,981,000 | 237,641,000 |
| Interest-bearing deposits | 167,762,000 | 177,982,000 | 175,711,000 | 179,288,000 |
| Noninterest-bearing deposits | 48,899,000 | 54,929,000 | 57,270,000 | 58,353,000 |
| Equity capital | 20,420,000 | 20,562,000 | 20,784,000 | 20,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,720,000 | 5,485,000 | 8,339,000 | 11,160,000 |
| Interest expense | 562,000 | 1,102,000 | 1,630,000 | 2,131,000 |
| Net interest income | 2,158,000 | 4,383,000 | 6,709,000 | 9,029,000 |
| Noninterest income | 613,000 | 1,218,000 | 1,807,000 | 2,694,000 |
| Noninterest expense | 2,349,000 | 4,708,000 | 7,035,000 | 9,524,000 |
| Provision for loan losses | 196,000 | 316,000 | 436,000 | 706,000 |
| Pretax income | 226,000 | 577,000 | 1,045,000 | 1,493,000 |
| Income tax | 52,000 | 152,000 | 292,000 | 472,000 |
| Net income | 174,000 | 425,000 | 753,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,142,000 | 20,288,000 | 20,514,000 | 20,642,000 |
| Total capital | 22,305,000 | 22,492,000 | 22,737,000 | 22,813,000 |
| Risk-weighted assets | 172,640,000 | 175,836,000 | 177,747,000 | 173,633,000 |