Call reports 2009
CONNECTICUT RIVER BANK, N.A. — 2009
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 227,715,000 | 236,314,000 | 239,018,000 | 244,948,000 |
| Total loans | 173,587,000 | 175,190,000 | 175,281,000 | 172,735,000 |
| Allowance for loan losses | 2,341,000 | 2,397,000 | 2,554,000 | 2,364,000 |
| Securities available for sale | 11,436,000 | 12,956,000 | 11,723,000 | 11,139,000 |
| Securities held to maturity | 1,351,000 | 1,216,000 | 1,078,000 | 953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,989,000 | 207,980,000 | 209,348,000 | 218,833,000 |
| Interest-bearing deposits | 153,870,000 | 158,897,000 | 160,415,000 | 165,326,000 |
| Noninterest-bearing deposits | 47,119,000 | 49,083,000 | 48,933,000 | 53,507,000 |
| Equity capital | 20,096,000 | 20,233,000 | 20,445,000 | 20,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,702,000 | 8,476,000 | 11,253,000 |
| Interest expense | 775,000 | 1,487,000 | 2,150,000 | 2,757,000 |
| Net interest income | 2,146,000 | 4,215,000 | 6,326,000 | 8,496,000 |
| Noninterest income | 767,000 | 1,679,000 | 2,328,000 | 2,924,000 |
| Noninterest expense | 2,304,000 | 4,767,000 | 7,046,000 | 9,351,000 |
| Provision for loan losses | 166,000 | 241,000 | 401,000 | 549,000 |
| Pretax income | 443,000 | 886,000 | 1,207,000 | 1,520,000 |
| Income tax | 134,000 | 261,000 | 337,000 | 411,000 |
| Net income | 309,000 | 625,000 | 870,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,801,000 | 19,968,000 | 20,080,000 | 20,142,000 |
| Total capital | 21,846,000 | 22,063,000 | 22,226,000 | 22,257,000 |
| Risk-weighted assets | 163,336,000 | 167,285,000 | 171,255,000 | 168,990,000 |