Call reports 2008
CONNECTICUT RIVER BANK, N.A. — 2008
What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 228,765,000 | 226,629,000 | 229,613,000 | 224,096,000 |
| Total loans | 179,320,000 | 178,200,000 | 176,683,000 | 176,828,000 |
| Allowance for loan losses | 2,299,000 | 2,307,000 | 2,345,000 | 2,197,000 |
| Securities available for sale | 6,694,000 | 10,136,000 | 10,955,000 | 11,920,000 |
| Securities held to maturity | 2,417,000 | 2,153,000 | 1,902,000 | 1,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,664,000 | 198,697,000 | 201,954,000 | 196,826,000 |
| Interest-bearing deposits | 152,590,000 | 149,351,000 | 153,803,000 | 146,733,000 |
| Noninterest-bearing deposits | 47,074,000 | 49,346,000 | 48,151,000 | 50,093,000 |
| Equity capital | 20,857,000 | 19,812,000 | 19,927,000 | 19,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 6,605,000 | 9,800,000 | 12,882,000 |
| Interest expense | 1,091,000 | 2,158,000 | 3,133,000 | 3,956,000 |
| Net interest income | 2,281,000 | 4,447,000 | 6,667,000 | 8,926,000 |
| Noninterest income | 611,000 | 1,278,000 | 1,876,000 | 2,211,000 |
| Noninterest expense | 2,326,000 | 4,587,000 | 6,878,000 | 9,102,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 221,000 |
| Pretax income | 521,000 | 1,048,000 | 1,530,000 | 1,814,000 |
| Income tax | 168,000 | 324,000 | 472,000 | 538,000 |
| Net income | 353,000 | 724,000 | 1,058,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,467,000 | 19,585,000 | 19,719,000 | 19,637,000 |
| Total capital | 22,514,000 | 21,678,000 | 21,748,000 | 21,698,000 |
| Risk-weighted assets | 163,492,000 | 167,259,000 | 162,029,000 | 164,748,000 |