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Call reports 2003

CONNECTICUT RIVER BANK, N.A. — 2003

What CONNECTICUT RIVER BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/17fba4d0-47ca-43eb-be1f-bb58f8aa33e6/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets196,404,000198,182,000207,200,000211,829,000
Total loans136,418,000138,099,000144,058,000146,420,000
Allowance for loan losses1,744,0001,797,0001,774,0001,676,000
Securities available for sale7,600,0006,430,0003,008,0001,744,000
Securities held to maturity5,948,0009,758,00012,133,00012,233,000
Trading assets0000
Total deposits174,822,000176,838,000180,055,000190,394,000
Interest-bearing deposits141,930,000139,701,000143,856,000149,917,000
Noninterest-bearing deposits32,892,00037,137,00036,199,00040,477,000
Equity capital15,524,00015,792,00016,020,00016,058,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income2,646,0005,339,0008,017,00010,686,000
Interest expense679,0001,313,0001,892,0002,452,000
Net interest income1,967,0004,026,0006,125,0008,234,000
Noninterest income445,000984,0001,522,0001,940,000
Noninterest expense1,809,0003,689,0005,556,0007,626,000
Provision for loan losses60,000120,000180,000220,000
Pretax income543,0001,201,0001,911,0002,328,000
Income tax173,000388,000692,000857,000
Net income370,000813,0001,219,0001,471,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital15,467,00015,729,00015,987,00016,015,000
Total capital17,016,00017,288,00017,618,00017,639,000
Risk-weighted assets123,706,000124,399,000130,363,000129,897,000

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