Call report 2012Q1
WEST MICHIGAN BANK & TRUST — 2012Q1
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,120,000 | USD | evidence → |
| Total loans | 7,075,000 | USD | evidence → |
| Allowance for loan losses | 191,000 | USD | evidence → |
| Securities available for sale | 28,833,000 | USD | evidence → |
| Securities held to maturity | 495,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,124,000 | USD | evidence → |
| Interest-bearing deposits | 31,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,970,000 | USD | evidence → |
| Equity capital | 7,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 245,000 | USD | evidence → |
| Interest expense | 27,000 | USD | evidence → |
| Net interest income | 218,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 269,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 13,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,947,000 | USD | evidence → |
| Total capital | 8,101,000 | USD | evidence → |
| Risk-weighted assets | 12,312,000 | USD | evidence → |