Call report 2009Q3
WEST MICHIGAN BANK & TRUST — 2009Q3
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,735,000 | USD | evidence → |
| Total loans | 9,137,000 | USD | evidence → |
| Allowance for loan losses | 219,000 | USD | evidence → |
| Securities available for sale | 22,540,000 | USD | evidence → |
| Securities held to maturity | 530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,642,000 | USD | evidence → |
| Interest-bearing deposits | 26,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,480,000 | USD | evidence → |
| Equity capital | 8,003,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,008,000 | USD | evidence → |
| Interest expense | 149,000 | USD | evidence → |
| Net interest income | 859,000 | USD | evidence → |
| Noninterest income | 206,000 | USD | evidence → |
| Noninterest expense | 880,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 185,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,833,000 | USD | evidence → |
| Total capital | 7,988,000 | USD | evidence → |
| Risk-weighted assets | 12,333,000 | USD | evidence → |
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