Call report 2009Q1
WEST MICHIGAN BANK & TRUST — 2009Q1
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 33,864,000 | USD | evidence → |
| Total loans | 9,175,000 | USD | evidence → |
| Allowance for loan losses | 231,000 | USD | evidence → |
| Securities available for sale | 21,093,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,771,000 | USD | evidence → |
| Interest-bearing deposits | 24,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,331,000 | USD | evidence → |
| Equity capital | 7,998,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 356,000 | USD | evidence → |
| Interest expense | 54,000 | USD | evidence → |
| Net interest income | 302,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 295,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 73,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 78,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,798,000 | USD | evidence → |
| Total capital | 7,950,000 | USD | evidence → |
| Risk-weighted assets | 12,113,000 | USD | evidence → |
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