Call report 2007Q4
WEST MICHIGAN BANK & TRUST — 2007Q4
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,428,000 | USD | evidence → |
| Total loans | 9,286,000 | USD | evidence → |
| Allowance for loan losses | 231,000 | USD | evidence → |
| Securities available for sale | 14,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,474,000 | USD | evidence → |
| Interest-bearing deposits | 21,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,479,000 | USD | evidence → |
| Equity capital | 7,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,943,000 | USD | evidence → |
| Interest expense | 590,000 | USD | evidence → |
| Net interest income | 1,353,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 1,234,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 370,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 370,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,759,000 | USD | evidence → |
| Total capital | 7,912,000 | USD | evidence → |
| Risk-weighted assets | 12,147,000 | USD | evidence → |
Machine access — free, no API key
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