Call reports 2026
CENTRAL STATE BANK — 2026
What CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 562,158,000 | 557,818,000 |
| Total loans | 447,451,000 | 445,829,000 |
| Allowance for loan losses | 4,401,000 | 4,543,000 |
| Securities available for sale | 96,876,000 | 92,871,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 470,550,000 | 465,927,000 |
| Interest-bearing deposits | 448,674,000 | 446,045,000 |
| Noninterest-bearing deposits | 21,876,000 | 19,882,000 |
| Equity capital | 53,044,000 | 54,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,599,000 | 15,195,000 |
| Interest expense | 4,461,000 | 8,931,000 |
| Net interest income | 3,138,000 | 6,264,000 |
| Noninterest income | 44,000 | 79,000 |
| Noninterest expense | 1,893,000 | 3,785,000 |
| Provision for loan losses | -373,000 | -230,000 |
| Pretax income | 1,267,000 | 2,528,000 |
| Income tax | 16,000 | 65,000 |
| Net income | 1,251,000 | 2,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,872,000 | 58,853,000 |