Call reports 2024
CENTRAL STATE BANK — 2024
What CENTRAL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 519,053,000 | 547,508,000 | 559,677,000 | 542,469,000 |
| Total loans | 412,911,000 | 424,853,000 | 437,962,000 | 440,209,000 |
| Allowance for loan losses | 4,748,000 | 4,752,000 | 4,757,000 | 4,761,000 |
| Securities available for sale | 94,556,000 | 99,410,000 | 90,379,000 | 82,939,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,669,000 | 451,500,000 | 460,549,000 | 455,614,000 |
| Interest-bearing deposits | 402,807,000 | 427,894,000 | 437,931,000 | 431,538,000 |
| Noninterest-bearing deposits | 23,862,000 | 23,606,000 | 22,618,000 | 24,076,000 |
| Equity capital | 46,603,000 | 47,358,000 | 50,830,000 | 49,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,514,000 | 13,462,000 | 20,972,000 | 28,509,000 |
| Interest expense | 4,238,000 | 8,821,000 | 13,830,000 | 18,721,000 |
| Net interest income | 2,276,000 | 4,641,000 | 7,142,000 | 9,788,000 |
| Noninterest income | 29,000 | 70,000 | 126,000 | 174,000 |
| Noninterest expense | 1,650,000 | 3,253,000 | 4,885,000 | 6,671,000 |
| Provision for loan losses | 0 | 0 | 0 | -336,000 |
| Pretax income | 749,000 | 1,488,000 | 2,638,000 | 4,079,000 |
| Income tax | 0 | 0 | 118,000 | 193,000 |
| Net income | 749,000 | 1,488,000 | 2,520,000 | 3,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,234,000 | 54,784,000 | 55,594,000 | 56,329,000 |
| Total capital | 58,982,000 | — | — | — |
| Risk-weighted assets | 496,625,000 | — | — | — |