Call reports 2022
CENTRAL STATE BANK — 2022
What CENTRAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 400,346,000 | 408,986,000 | 427,964,000 | 443,289,000 |
| Total loans | 301,368,000 | 307,493,000 | 332,609,000 | 350,428,000 |
| Allowance for loan losses | 3,547,000 | 3,552,000 | 3,558,000 | 3,589,000 |
| Securities available for sale | 91,329,000 | 85,836,000 | 88,854,000 | 86,235,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,617,000 | 341,233,000 | 359,667,000 | 371,135,000 |
| Interest-bearing deposits | 299,113,000 | 309,830,000 | 328,646,000 | 337,753,000 |
| Noninterest-bearing deposits | 32,504,000 | 31,403,000 | 31,021,000 | 33,382,000 |
| Equity capital | 43,288,000 | 39,392,000 | 38,309,000 | 38,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,519,000 | 7,465,000 | 11,521,000 | 16,157,000 |
| Interest expense | 682,000 | 1,462,000 | 2,537,000 | 4,387,000 |
| Net interest income | 2,837,000 | 6,003,000 | 8,984,000 | 11,770,000 |
| Noninterest income | 44,000 | 851,000 | 905,000 | 940,000 |
| Noninterest expense | 1,383,000 | 2,824,000 | 4,358,000 | 6,049,000 |
| Provision for loan losses | -2,000 | -2,000 | -2,000 | -2,000 |
| Pretax income | 1,624,000 | 4,085,000 | 5,583,000 | 6,597,000 |
| Income tax | 66,000 | 144,000 | 246,000 | 282,000 |
| Net income | 1,558,000 | 3,941,000 | 5,337,000 | 6,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,484,000 | 47,495,000 | 48,269,000 | 48,587,000 |