Call reports 2021
CENTRAL STATE BANK — 2021
What CENTRAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 357,527,000 | 368,539,000 | 368,116,000 | 376,774,000 |
| Total loans | 235,737,000 | 265,496,000 | 270,847,000 | 277,953,000 |
| Allowance for loan losses | 3,192,000 | 2,934,000 | 2,940,000 | 3,544,000 |
| Securities available for sale | 101,981,000 | 97,429,000 | 92,195,000 | 89,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,320,000 | 295,874,000 | 292,044,000 | 304,804,000 |
| Interest-bearing deposits | 255,264,000 | 266,829,000 | 265,437,000 | 276,552,000 |
| Noninterest-bearing deposits | 29,056,000 | 29,045,000 | 26,607,000 | 28,252,000 |
| Equity capital | 45,134,000 | 47,414,000 | 48,595,000 | 47,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,387,000 | 6,928,000 | 10,574,000 | 14,004,000 |
| Interest expense | 957,000 | 1,753,000 | 2,471,000 | 3,167,000 |
| Net interest income | 2,430,000 | 5,175,000 | 8,103,000 | 10,837,000 |
| Noninterest income | 79,000 | 502,000 | 580,000 | 664,000 |
| Noninterest expense | 1,273,000 | 2,616,000 | 4,089,000 | 5,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 585,000 |
| Pretax income | 1,477,000 | 3,581,000 | 5,107,000 | 5,685,000 |
| Income tax | 83,000 | 149,000 | 215,000 | 381,000 |
| Net income | 1,394,000 | 3,432,000 | 4,892,000 | 5,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,615,000 | 44,013,000 | 44,996,000 | 44,955,000 |
| Total capital | 45,807,000 | — | — | — |
| Risk-weighted assets | 342,966,000 | — | — | — |