Call reports 2019
CENTRAL STATE BANK — 2019
What CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,632,000 | 310,610,000 | 307,518,000 | 313,178,000 |
| Total loans | 210,647,000 | 214,584,000 | 219,414,000 | 223,927,000 |
| Allowance for loan losses | 2,439,000 | 2,170,000 | 2,297,000 | 2,616,000 |
| Securities available for sale | 75,665,000 | 72,821,000 | 70,772,000 | 80,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,347,000 | 246,970,000 | 241,738,000 | 247,888,000 |
| Interest-bearing deposits | 224,614,000 | 222,113,000 | 217,775,000 | 220,135,000 |
| Noninterest-bearing deposits | 25,733,000 | 24,857,000 | 23,963,000 | 27,753,000 |
| Equity capital | 36,639,000 | 37,815,000 | 38,917,000 | 39,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,875,000 | 10,437,000 | 14,079,000 |
| Interest expense | 1,367,000 | 2,813,000 | 4,332,000 | 5,849,000 |
| Net interest income | 1,946,000 | 4,062,000 | 6,105,000 | 8,230,000 |
| Noninterest income | 51,000 | 121,000 | 232,000 | 350,000 |
| Noninterest expense | 1,061,000 | 2,129,000 | 3,226,000 | 4,429,000 |
| Provision for loan losses | 0 | 300,000 | 400,000 | 700,000 |
| Pretax income | 1,244,000 | 2,626,000 | 3,718,000 | 4,458,000 |
| Income tax | 48,000 | 102,000 | 159,000 | 216,000 |
| Net income | 1,196,000 | 2,524,000 | 3,559,000 | 4,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,480,000 | 37,127,000 | 37,629,000 | 37,882,000 |
| Total capital | 38,919,000 | 39,297,000 | 39,926,000 | 40,498,000 |
| Risk-weighted assets | 278,257,000 | 284,077,000 | 302,343,000 | 308,731,000 |