Call reports 2018
CENTRAL STATE BANK — 2018
What CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 267,610,000 | 265,339,000 | 281,611,000 | 289,055,000 |
| Total loans | 189,119,000 | 184,817,000 | 202,109,000 | 216,057,000 |
| Allowance for loan losses | 2,466,000 | 2,400,000 | 2,404,000 | 2,436,000 |
| Securities available for sale | 65,648,000 | 71,305,000 | 59,420,000 | 70,011,000 |
| Securities held to maturity | 7,837,000 | 6,341,000 | 6,137,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,431,000 | 206,382,000 | 227,152,000 | 227,117,000 |
| Interest-bearing deposits | 190,359,000 | 182,711,000 | 205,026,000 | 200,941,000 |
| Noninterest-bearing deposits | 22,072,000 | 23,671,000 | 22,126,000 | 26,176,000 |
| Equity capital | 31,987,000 | 32,812,000 | 33,031,000 | 33,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,757,000 | 5,615,000 | 8,677,000 | 11,889,000 |
| Interest expense | 840,000 | 1,719,000 | 2,758,000 | 3,923,000 |
| Net interest income | 1,917,000 | 3,896,000 | 5,919,000 | 7,966,000 |
| Noninterest income | 85,000 | 150,000 | 142,000 | 204,000 |
| Noninterest expense | 961,000 | 1,855,000 | 2,811,000 | 3,885,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 1,042,000 | 2,249,000 | 3,296,000 | 4,305,000 |
| Income tax | 46,000 | 96,000 | 150,000 | 234,000 |
| Net income | 996,000 | 2,153,000 | 3,146,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,274,000 | 34,221,000 | 34,825,000 | 35,315,000 |
| Total capital | 35,740,000 | 36,621,000 | 37,229,000 | 37,751,000 |
| Risk-weighted assets | 267,690,000 | 258,662,000 | 260,023,000 | 294,946,000 |