Call reports 2017
CENTRAL STATE BANK — 2017
What CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 255,101,000 | 258,580,000 | 270,911,000 | 260,195,000 |
| Total loans | 176,578,000 | 187,823,000 | 184,590,000 | 190,218,000 |
| Allowance for loan losses | 2,591,000 | 2,800,000 | 2,867,000 | 2,502,000 |
| Securities available for sale | 64,561,000 | 59,484,000 | 53,767,000 | 56,724,000 |
| Securities held to maturity | 8,059,000 | 8,049,000 | 7,835,000 | 8,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,487,000 | 200,079,000 | 219,301,000 | 209,521,000 |
| Interest-bearing deposits | 197,932,000 | 188,873,000 | 218,689,000 | 209,295,000 |
| Noninterest-bearing deposits | 10,555,000 | 11,206,000 | 612,000 | 226,000 |
| Equity capital | 30,500,000 | 30,985,000 | 31,569,000 | 32,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,391,000 | 8,191,000 | 10,937,000 |
| Interest expense | 598,000 | 1,264,000 | 2,064,000 | 2,852,000 |
| Net interest income | 1,980,000 | 4,127,000 | 6,127,000 | 8,085,000 |
| Noninterest income | 30,000 | 68,000 | 115,000 | 132,000 |
| Noninterest expense | 834,000 | 1,713,000 | 2,680,000 | 3,717,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,099,000 | 2,274,000 | 3,372,000 | 4,390,000 |
| Income tax | 52,000 | 112,000 | 168,000 | 229,000 |
| Net income | 1,047,000 | 2,162,000 | 3,204,000 | 4,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,178,000 | 30,956,000 | 31,537,000 | 32,363,000 |
| Total capital | 33,769,000 | 33,756,000 | 34,404,000 | 34,865,000 |
| Risk-weighted assets | 244,165,000 | 265,246,000 | 262,618,000 | 265,075,000 |