Call reports 2011
CENTRAL STATE BANK — 2011
What CENTRAL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 163,553,000 | 163,014,000 | 174,544,000 | 165,154,000 |
| Total loans | 75,576,000 | 91,408,000 | 90,363,000 | 90,695,000 |
| Allowance for loan losses | 1,802,000 | 1,966,000 | 2,240,000 | 2,189,000 |
| Securities available for sale | 71,880,000 | 62,065,000 | 55,420,000 | 58,867,000 |
| Securities held to maturity | 0 | 0 | 8,137,000 | 7,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,719,000 | 120,780,000 | 133,734,000 | 126,183,000 |
| Interest-bearing deposits | 115,754,000 | 114,289,000 | 124,942,000 | 115,997,000 |
| Noninterest-bearing deposits | 6,965,000 | 6,491,000 | 8,792,000 | 10,186,000 |
| Equity capital | 18,492,000 | 20,689,000 | 20,667,000 | 21,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,710,000 | 5,492,000 | 7,531,000 |
| Interest expense | 605,000 | 1,236,000 | 1,821,000 | 2,473,000 |
| Net interest income | 1,243,000 | 2,474,000 | 3,671,000 | 5,058,000 |
| Noninterest income | 16,000 | 54,000 | 97,000 | 104,000 |
| Noninterest expense | 640,000 | 1,282,000 | 2,082,000 | 2,631,000 |
| Provision for loan losses | 25,000 | 150,000 | 469,000 | 399,000 |
| Pretax income | 638,000 | 1,158,000 | 1,393,000 | 2,455,000 |
| Income tax | 28,000 | 56,000 | 78,000 | 122,000 |
| Net income | 610,000 | 1,102,000 | 1,315,000 | 2,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,035,000 | 20,352,000 | 20,389,000 | 20,983,000 |
| Total capital | 21,510,000 | 21,903,000 | 22,042,000 | 22,674,000 |
| Risk-weighted assets | 117,657,000 | 123,699,000 | 131,654,000 | 134,813,000 |