Call reports 2025
AMERICAN STATE BANK — 2025
What AMERICAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 688,540,000 | 661,681,000 | 673,979,000 | 672,666,000 |
| Total loans | 521,235,000 | 495,177,000 | 497,495,000 | 485,466,000 |
| Allowance for loan losses | 7,093,000 | 6,267,000 | 6,350,000 | 7,018,000 |
| Securities available for sale | 24,663,000 | 21,398,000 | 19,441,000 | 19,515,000 |
| Securities held to maturity | 262,000 | 199,000 | 199,000 | 199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,911,000 | 545,166,000 | 556,771,000 | 555,828,000 |
| Interest-bearing deposits | 493,739,000 | 472,223,000 | 483,005,000 | 483,152,000 |
| Noninterest-bearing deposits | 78,172,000 | 72,943,000 | 73,766,000 | 72,676,000 |
| Equity capital | 75,656,000 | 76,432,000 | 76,384,000 | 76,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,917,000 | 18,058,000 | 27,274,000 | 36,372,000 |
| Interest expense | 5,144,000 | 10,111,000 | 14,988,000 | 19,586,000 |
| Net interest income | 3,773,000 | 7,947,000 | 12,286,000 | 16,786,000 |
| Noninterest income | 177,000 | 552,000 | 1,034,000 | 1,445,000 |
| Noninterest expense | 4,698,000 | 8,859,000 | 13,697,000 | 17,750,000 |
| Provision for loan losses | 120,000 | -128,000 | 176,000 | 892,000 |
| Pretax income | -798,000 | -130,000 | -482,000 | -287,000 |
| Income tax | -179,000 | -51,000 | -136,000 | -103,000 |
| Net income | -619,000 | -79,000 | -346,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,877,000 | 70,421,000 | 70,160,000 | 69,164,000 |
| Total capital | 76,648,000 | 76,793,000 | 76,545,000 | 75,445,000 |
| Risk-weighted assets | 541,110,000 | 509,686,000 | 510,640,000 | 501,560,000 |