Call reports 2024
AMERICAN STATE BANK — 2024
What AMERICAN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 939,394,000 | 917,675,000 | 921,199,000 | 694,103,000 |
| Total loans | 725,002,000 | 698,906,000 | 694,309,000 | 519,765,000 |
| Allowance for loan losses | 9,286,000 | 9,239,000 | 8,857,000 | 7,079,000 |
| Securities available for sale | 25,059,000 | 25,108,000 | 25,331,000 | 24,529,000 |
| Securities held to maturity | 322,000 | 262,000 | 262,000 | 262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,955,000 | 797,896,000 | 803,419,000 | 576,431,000 |
| Interest-bearing deposits | 684,840,000 | 660,270,000 | 666,988,000 | 501,151,000 |
| Noninterest-bearing deposits | 149,115,000 | 137,626,000 | 136,431,000 | 75,280,000 |
| Equity capital | 78,733,000 | 77,798,000 | 77,379,000 | 76,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,855,000 | 25,502,000 | 37,964,000 | 49,447,000 |
| Interest expense | 7,952,000 | 15,899,000 | 23,719,000 | 30,127,000 |
| Net interest income | 4,903,000 | 9,603,000 | 14,245,000 | 19,320,000 |
| Noninterest income | 665,000 | 1,527,000 | 2,408,000 | 1,719,000 |
| Noninterest expense | 6,854,000 | 13,869,000 | 20,527,000 | 27,236,000 |
| Provision for loan losses | 865,000 | 817,000 | 506,000 | -246,000 |
| Pretax income | -2,136,000 | -3,458,000 | -4,337,000 | -5,832,000 |
| Income tax | -460,000 | -749,000 | -949,000 | -1,277,000 |
| Net income | -1,676,000 | -2,709,000 | -3,388,000 | -4,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,936,000 | 71,957,000 | 71,331,000 | 70,492,000 |
| Total capital | 82,302,000 | 80,962,000 | 80,435,000 | 77,364,000 |
| Risk-weighted assets | 748,974,000 | 719,838,000 | 728,226,000 | 549,241,000 |