Call reports 2023
AMERICAN STATE BANK — 2023
What AMERICAN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,161,461,000 | 1,021,697,000 | 973,981,000 | 953,312,000 |
| Total loans | 967,598,000 | 810,625,000 | 775,994,000 | 757,222,000 |
| Allowance for loan losses | 13,212,000 | 10,330,000 | 9,792,000 | 8,947,000 |
| Securities available for sale | 25,339,000 | 24,504,000 | 24,446,000 | 24,949,000 |
| Securities held to maturity | 381,000 | 322,000 | 322,000 | 322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 945,616,000 | 907,870,000 | 850,868,000 | 830,121,000 |
| Interest-bearing deposits | 737,500,000 | 722,963,000 | 683,870,000 | 667,633,000 |
| Noninterest-bearing deposits | 208,116,000 | 184,907,000 | 166,998,000 | 162,488,000 |
| Equity capital | 77,102,000 | 79,572,000 | 79,720,000 | 80,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,287,000 | 31,752,000 | 45,459,000 | 58,738,000 |
| Interest expense | 6,848,000 | 14,440,000 | 21,852,000 | 29,320,000 |
| Net interest income | 9,439,000 | 17,312,000 | 23,607,000 | 29,418,000 |
| Noninterest income | 855,000 | 1,199,000 | 2,089,000 | 3,005,000 |
| Noninterest expense | 12,682,000 | 20,897,000 | 28,689,000 | 36,317,000 |
| Provision for loan losses | -923,000 | -3,810,000 | -4,189,000 | -5,007,000 |
| Pretax income | -953,000 | 2,921,000 | 3,057,000 | 3,330,000 |
| Income tax | -202,000 | 609,000 | 629,000 | 823,000 |
| Net income | -751,000 | 2,312,000 | 2,428,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,141,000 | 74,257,000 | 74,425,000 | 74,559,000 |
| Total capital | 84,261,000 | 85,114,000 | 84,674,000 | 83,953,000 |
| Risk-weighted assets | 1,047,381,000 | 867,966,000 | 819,640,000 | 791,237,000 |