Call reports 2022
AMERICAN STATE BANK — 2022
What AMERICAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 619,208,000 | 758,300,000 | 1,025,046,000 | 1,173,037,000 |
| Total loans | 514,917,000 | 650,216,000 | 886,423,000 | 1,017,499,000 |
| Allowance for loan losses | 4,250,000 | 5,095,000 | 6,509,000 | 11,055,000 |
| Securities available for sale | 23,326,000 | 22,247,000 | 21,225,000 | 25,397,000 |
| Securities held to maturity | 441,000 | 383,000 | 383,000 | 382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,254,000 | 645,609,000 | 874,390,000 | 967,001,000 |
| Interest-bearing deposits | 355,231,000 | 441,384,000 | 656,921,000 | 714,653,000 |
| Noninterest-bearing deposits | 181,023,000 | 204,225,000 | 217,469,000 | 252,348,000 |
| Equity capital | 56,499,000 | 60,519,000 | 91,680,000 | 82,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,223,000 | 13,593,000 | 24,143,000 | 38,514,000 |
| Interest expense | 338,000 | 829,000 | 2,323,000 | 6,509,000 |
| Net interest income | 5,885,000 | 12,764,000 | 21,820,000 | 32,005,000 |
| Noninterest income | 739,000 | 1,451,000 | 1,977,000 | 1,162,000 |
| Noninterest expense | 4,614,000 | 10,908,000 | 20,484,000 | 35,636,000 |
| Provision for loan losses | 265,000 | 1,110,000 | 2,615,000 | 7,413,000 |
| Pretax income | 1,745,000 | 2,197,000 | 690,000 | -9,890,000 |
| Income tax | 0 | 0 | 19,000 | -3,188,000 |
| Net income | 1,745,000 | 2,197,000 | 671,000 | -6,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,642,000 | 53,623,000 | 85,015,000 | 76,509,000 |
| Total capital | — | — | — | 87,564,000 |
| Risk-weighted assets | — | — | — | 1,102,535,000 |