Call reports 2020
AMERICAN STATE BANK — 2020
What AMERICAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 469,591,000 | 512,242,000 | 503,264,000 | 499,250,000 |
| Total loans | 353,100,000 | 383,156,000 | 396,180,000 | 394,846,000 |
| Allowance for loan losses | 2,443,000 | 3,112,000 | 3,276,000 | 3,263,000 |
| Securities available for sale | 28,814,000 | 16,523,000 | 18,101,000 | 17,767,000 |
| Securities held to maturity | 604,000 | 550,000 | 500,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,429,000 | 408,812,000 | 398,326,000 | 402,376,000 |
| Interest-bearing deposits | 286,171,000 | 269,448,000 | 256,530,000 | 256,266,000 |
| Noninterest-bearing deposits | 111,258,000 | 139,364,000 | 141,796,000 | 146,110,000 |
| Equity capital | 46,176,000 | 45,651,000 | 46,545,000 | 46,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,297,000 | 10,466,000 | 15,666,000 | 21,187,000 |
| Interest expense | 973,000 | 1,820,000 | 2,467,000 | 2,913,000 |
| Net interest income | 4,324,000 | 8,646,000 | 13,199,000 | 18,274,000 |
| Noninterest income | 600,000 | 1,171,000 | 1,786,000 | 2,439,000 |
| Noninterest expense | 3,994,000 | 7,950,000 | 11,817,000 | 15,850,000 |
| Provision for loan losses | 180,000 | 860,000 | 1,040,000 | 1,220,000 |
| Pretax income | 988,000 | 2,388,000 | 3,508,000 | 5,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 988,000 | 2,388,000 | 3,508,000 | 5,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,784,000 | 37,282,000 | 38,140,000 | 38,669,000 |
| Total capital | 39,227,000 | 40,394,000 | 41,416,000 | — |
| Risk-weighted assets | 375,620,000 | 369,375,000 | 378,615,000 | — |