Call reports 2019
AMERICAN STATE BANK — 2019
What AMERICAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 420,857,000 | 429,715,000 | 440,176,000 | 444,963,000 |
| Total loans | 329,347,000 | 336,883,000 | 342,556,000 | 347,637,000 |
| Allowance for loan losses | 2,233,000 | 2,434,000 | 2,487,000 | 2,613,000 |
| Securities available for sale | 22,440,000 | 22,289,000 | 13,781,000 | 13,478,000 |
| Securities held to maturity | 843,000 | 789,000 | 659,000 | 659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,511,000 | 379,338,000 | 389,617,000 | 394,277,000 |
| Interest-bearing deposits | 221,814,000 | 260,205,000 | 273,270,000 | 279,753,000 |
| Noninterest-bearing deposits | 110,697,000 | 119,133,000 | 116,347,000 | 114,524,000 |
| Equity capital | 44,470,000 | 43,961,000 | 44,453,000 | 44,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,427,000 | 10,661,000 | 15,894,000 | 21,218,000 |
| Interest expense | 686,000 | 1,552,000 | 2,537,000 | 3,509,000 |
| Net interest income | 4,741,000 | 9,109,000 | 13,357,000 | 17,709,000 |
| Noninterest income | 635,000 | 1,213,000 | 1,889,000 | 2,206,000 |
| Noninterest expense | 4,021,000 | 8,005,000 | 12,046,000 | 16,002,000 |
| Provision for loan losses | 135,000 | 820,000 | 1,100,000 | 1,250,000 |
| Pretax income | 1,218,000 | 1,497,000 | 2,313,000 | 2,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,218,000 | 1,497,000 | 2,313,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,039,000 | 35,368,000 | 36,033,000 | 35,904,000 |
| Total capital | 38,272,000 | 37,802,000 | 38,520,000 | 38,517,000 |
| Risk-weighted assets | 332,557,000 | 340,536,000 | 345,955,000 | 350,443,000 |